Property Insurance
Owner Occupied Home
- Buildings and/or Contents cover
- Public liability
- Liability to domestic employees
- Cover against damage caused by fire, storm, flood, theft or vandalism and more
- Leak of Central heating oil
- Cover for your home, garages, outbuildings & fitted furniture
- Removal of debris, architect’s fees, etc.
- Fire brigade fees
- Replacement locks
- Visitors property
- Alternative accommodation
- Cover for loss of credit cards and money
- Optional Accidental Damage Cover
- Discounts available
- TV aerial masts and satellite dishes
Buy to Let
All landlords require buy to let insurance for their properties. From the landlord who owns a small apartment, to the entrepreneur who controls a large portolio of property we are here to meet your needs.
The chances are that a significant amount of capital is tied up in the buy to let property, and that a certain amount of income is expected. Landlord insurance protects you against losing your capital investment following an insured loss, and can also help protect the income you receive through your tenants paying rent.
- Buildings and/or Contents cover
- Public liability
- Liability to domestic employees
- Cover against damage caused by fire, storm, flood, theft or vandalism and more
- Fire brigade fees
- Liability to others as owner of the buildings
- Tenants Liability Cover
- Loss of rent – if a buy to let property is uninhabitable following an insured loss
Holiday Homes
- Buildings and/or Contents cover
- Public liability
- Liability to domestic employees
- Cover against damage caused by fire, storm, flood, theft or vandalism and more
- Cover for visitors and guests property
- Fire brigade fees
- Liability to others as owner of the buildings
- Theft or attempted theft
- Optional Accidental damage
- Cover for loss of rent
- Generous unoccupancy limits
- Water Clause during winter months
Self Build or Extension
- Fire, Storm, Lightning Damage to your house while the house is being constructed,
- Public Liability Cover to a limit of €2,600,000,
- Employers Liability Cover to a limit of €13,000,000,
- 24 months policy –allowing you 24 months to complete your house,
- Indemnity to Banks / Building Society,
- Health & Safety Toolkit
The Self Build (extension) again offers a competitive premium and extensive covers, including cover for:
- Legal liability to employees,
- Sub-contractors and members of the public,
- Loss or damage to both the extension or conservatory being erected and the building materials
- Free legal advice helpline.
Unoccupied Property
We offer fire and public liability cover subject to completed submission for unoccupied residential properties.
Mobile Homes
- Cover against damage caused by fire, storm, flood, theft or vandalism
- Public Liability Cover
- Optional Cover for Contents
